Long Stay Travel Insurance

LONG STAY TRAVEL INSURANCE

PASS4GOLF has teamed up with the only Long Stay Travel Insurance (LSTI) specialists in the UK.

Quality cover with some unique features is available to PASS4GOLF clients, families and friends along with the promise of excellent service relevant for studying in the USA and elsewhere to the independent traveller, gap-year travel, back packing, working abroad and for all EU residents.

Compare the PASS4GOLF package with that offered by individual US universities before you choose. You will find cover is substantially cheaper with the advantage of greater repatriation benefits and parent visits if hospitalised, cover if you are already abroad and annual renewals. Look carefully at the costs; a student departing in August and return during May can be efficiently covered for as little as £166.00.

The difference between Personal Health Insurance and LSTI is that insurance underwriters will decide based on various factors whether treatment will take place in the USA or in the case of serious injury repatriation may be necessary. Please note that this travel insurance cover does not provide any benefits for private health care.

You can view and purchase the STUDY ABROAD scheme via our website link. Please note that the STUDY ABROAD policy is only available to students who definitely intend returning back to the United Kingdom AT THE END of each year of scholarship. If this is not the case, then the COMPREHENSIVE cover can be purchased and is an excellent alternative.

You can purchase each year separately subject to completing the Underwriter’s EXTENSION document.

Health Insurance will be provided by your University/College in the USA but may vary in cover and benefits accordingly. Please ensure you check this out. This cover will only be relevant whilst you are actually on campus or performing representative duties off-campus. The STUDY ABROAD scheme will supplement and provide the additional flexibility that you will need for your travels.

Please Note: The STUDY ABROAD scheme is a leisure travel insurance only and does not provide benefits of cover for Private Health Care. All decisions relating to the authorisation of any medical treatment and/or any course of action such as Repatriation are made by the Underwriter’s 24 Hour Medical Assistance Company. These decisions will always be exercised in good faith and having the best regards to the interests of the insured.

It should be noted that once you are Repatriated to your Country of Normal Residence, there is NO cover for any ongoing Medical Expenses that are incurred in your Home Country.

There are 3 options:-

STUDY ABROAD COVER

For under 25’s only, a discounted premium, for official study and work experience abroad. Applicable to scholarships in the USA where you must intend returning back to the UK between academic years.

	Worldwide inc USA	Australasia	Europe
	£	£	£
1 Month	35	26	22
6 Months	119	107	99
10 Months	166	150	145
12 Months	193	181	168

BASIC COVER

Essential cover at reduced levels for under 45’s. Family cover is available.

COMPREHENSIVE COVER

Comprehensive cover up to 55 years age, with hazardous activities cover for under 35’s. Family cover is also available.

Rates may vary and will be subject to amendments from time to time

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